Considering the safety aspect it is vital that one avails travel insurance before leaving for the foreign shores. icici travel insurance is the best option in this regard as the policy of the company takes into account all the major features.
Travelling abroad is often fun filled and full of adventures whether it is for business or leisure purposes. In the midst of all this one tends to ignore the safety aspects. So insurance is an important factor and ICICI travel insurance is there to substantiate it big time. The main policy of this travel insurance policy is that it takes care of medical as well as financial expenses during the course of the travel. In normal insurance policies the loss of baggage and theft is covered but a unique feature of this policy is that it provides the option of cashless hospitalisation.
There are two types of policies one is the single traveller and the other is frequent traveller. Both the policies differ in the level of features as well as magnitude. The single trip extends to a single trip while the multi trip covers multiple trips.
Normally the policy is available for a single year and one can choose the duration of the trip which may be extended to 30 or 45 days. But it has been observed that international overseas travel insurance is the most preferred option as they consider pre existing diseases as well. Some of the key benefits of the policy are:
? On the payment of a single premium all the things are covered
? The cashless hospitalisation facility is available in most of the countries of the world
? Perhaps the most important point is that no sort of medical test is required while claiming the policy.
? The claim settlement is done in the fastest possible time with the minimum amount of documentation. One does not need to run from pillar to post to get his policy claimed.
Considering the other side of the coin some exclusion are there when it comes to the travel insurance policy of the bank. All the basic information are provided in the official website of the company which is known as icicibank.com
? Any sort of life threatening diseases are not within the preview of the policy
? Any sort of sexually transmitted diseases are not included
? Any sort of radiation as well as nuclear weapons are not included.
? Addiction to alcohol as well as any sort of drugs are not covered
? Depression along with any sort of mental disorders are not covered.
? The loss of one?s passport in public places
Source: http://hcclassfieds.com/blog/2012/08/utility-of-icici-travel-insurance/
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