Are you looking for an apartment in Dunwoody, Marietta, Avondale Estates, Doraville, Stone Mountain, Decatur or Kirkwood in the Atlanta area but have bad credit or a prior felony or misdemeanor conviction? Perhaps you?ve already tried and have faced frustrating denial. If this is your story, you are not alone. The National Apartment Association estimates that hundreds of families are turned away from apartments due to bad credit or a criminal conviction. If you are in the Atlanta area, and are looking for an apartment, this is a reality that you will face. But is there a way out? Let?s see.
How can I get approved for an apartment in Atlanta even with a broken lease and bad credit?
There are thousands of people looking for apartments in the Atlanta area every day and many of these people either have a poor credit rating or a prior felony conviction which makes it hard to secure an apartment. This can be quite a frustrating experience especially if one just came from a foreclosure and is looking for an apartment. There are also thousands of apartments in the Atlanta area that can rent to people with bad credit but many people do not know which ones they are. This is because apartments in Atlanta, notably Marietta, Kirkwood, Dunwoody, Doraville, Stone Mountain and other major Atlanta environs do not advertise that they are renting to people with bad credit or criminal felony or misdemeanor convictions.
Simple steps in leasing an apartment in Atlanta with bad credit, broken lease or a felony/misdemeanor in Atlanta
Many apartment leasing offices in Atlanta are in the habit of conducting routine credit checks and background checks on prospective tenants. Credit checks are done in accordance with the guidelines of the FCRA (Fair Credit Reporting Act) and the apartments may access data from either or all of the credit reporting agencies, tenants? rental history databases, court records and sex offender registries across the country. If you have bad credit or a criminal conviction you may be subject to what is known in apartment circles as adverse action. This typically refers to the action the apartment decides to take when a customer?s credit comes up short or the background check pulls up something negative. Adverse action may include outright denial or any of a number of other options depending on the particular apartment. These options may include hiking up the security deposit and rent or demanding three months of advance rent.
To avoid this, one has to take a series of steps.Unfortunately, not many tenants who face adverse action know what do do next.
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